Rates effective as of January 15, 2024

APY = Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change.


 

Certificates of Deposit

TermRateAPY
Term
3 Months
Rate
3.910%
APY
3.990%
Term
6 Months
Rate
4.760%
APY
4.870%
Term
9 Months
Rate
4.860%
APY
4.980%
Term
12 Months
Rate
5.010%
APY
5.140%
Term
18 Months
Rate
4.310%
APY
4.400%
Term
2 Years
Rate
4.160%
APY
4.250%
Term
3 Years
Rate
3.810%
APY
3.880%
Term
4 Years
Rate
3.760%
APY
3.830%
Term
5 Years
Rate
3.710%
APY
3.780%
Minimum Opening Deposit = $1,000.
A penalty may be imposed for early withdrawal(s). Interest is earned on a daily basis and credited to the account each month.

Consumer Checking & Savings

AccountMinimum Opening DepositMinimum Balance to Earn InterestRateAPY
Account
Republic Plus Checking
Minimum Opening Deposit
$1,000
Minimum Balance to Earn Interest
$1,000
Rate
0.500%
APY
0.50%
Account
Republic Premier Checking
Minimum Opening Deposit
$5,000
Minimum Balance to Earn Interest
$1,000
Rate
0.500%
APY
0.50%
Account
Republic Basic Savings
Minimum Opening Deposit
$100
Minimum Balance to Earn Interest
$100
Rate
0.510%
APY
0.51%

Republic Money Market

TierMinimum Opening DepositMinimum Balance to Earn Interest RateAPY
Tier
$1,000 - $9,999.99
Minimum Opening Deposit
$1,000
Minimum Balance to Earn Interest
$1,000
Rate
2.010%
APY
2.030%
Tier
$10,000 - $49,999.99
Minimum Opening Deposit
$10,000
Minimum Balance to Earn Interest
$10,000
Rate
2.060%
APY
2.080%
Tier
$50,000 - $99,999.99
Minimum Opening Deposit
$50,000
Minimum Balance to Earn Interest
$50,000
Rate
2.110%
APY
2.130%
Tier
$100,000 - $244,999.99
Minimum Opening Deposit
$100,000
Minimum Balance to Earn Interest
$100,000
Rate
2.210%
APY
2.230%
Tier
$245,000+
Minimum Opening Deposit
$245,000
Minimum Balance to Earn Interest
$245,000
Rate
2.310%
APY
2.340%
The interest rate and annual percentage yield may change after account opening.
Daily Balance is the amount of the principal in the account each day.

Individual Retirement Accounts

TermRateAPY
Term
3 Months
Rate
3.960%
APY
4.040%
Term
6 Months
Rate
4.810%
APY
4.930%
Term
9 Months
Rate
4.910%
APY
5.030%
Term
12 Months — Our Most Popular!
Rate
5.060%
APY
5.190%
Term
18 Months
Rate
4.360%
APY
4.460%
Term
2 Years
Rate
4.210%
APY
4.300%
Minimum Opening Deposit = $1,000.
A penalty may be imposed for early withdrawal(s). Interest is earned on a daily basis and credited to the account each month.

Business Checking & Savings

AccountMinimum Opening DepositMinimum Balance to Earn InterestRateAPY
Account
Small Business Checking Plus
Minimum Opening Deposit
$100
Minimum Balance to Earn Interest
$1,000
Rate
0.500%
APY
0.50%
Account
Premier Business Checking Earnings Credit
Minimum Opening Deposit
$100
Minimum Balance to Earn Interest

no

Rate
0.500%
APY
0.50%
Account
Not-for-Profit Checking Earnings Credit
Minimum Opening Deposit
$100
Minimum Balance to Earn Interest

no

Rate
0.750%
APY
0.75%
Account
Business Savings
Minimum Opening Deposit
$100
Minimum Balance to Earn Interest
$100
Rate
0.510%
APY
0.51%

Business Money Market

TierMinimum Opening DepositMinimum Balance to Earn InterestRateAPY
Tier
$1,000 - $9,999.99
Minimum Opening Deposit
$1,000
Minimum Balance to Earn Interest
$1,000
Rate
2.010%
APY
2.030%
Tier
$10,000 - $49,999.99
Minimum Opening Deposit
$10,000
Minimum Balance to Earn Interest
$10,000
Rate
2.060%
APY
2.080%
Tier
$50,000 - $99,999.99
Minimum Opening Deposit
$50,000
Minimum Balance to Earn Interest
$50,000
Rate
2.110%
APY
2.130%
Tier
$100,000 - $244,999.99
Minimum Opening Deposit
$100,000
Minimum Balance to Earn Interest
$100,000
Rate
2.210%
APY
2.230%
Tier
$245,000+
Minimum Opening Deposit
$245,000
Minimum Balance to Earn Interest
$245,000
Rate
2.310%
APY
2.340%
The interest rate and annual percentage yield may change after account opening.
Daily Balance is the amount of the principal in the account each day.
Fees could reduce earnings on the account. Interest Rates and Annual Percentage Yields are current as of the date referenced above. For current rate information, please call 602-277-2500.

Not for Profit Business Money Market

TermRateAPY
Term
$1,000 - $9,999.99
Rate
2.010%
APY
2.030%
Term
$10,000 - $49,999.99
Rate
2.160%
APY
2.180%
Term
$50,000 - $99,999.99
Rate
2.210%
APY
2.230%
Term
$100,000 - $249,999.99
Rate
2.310%
APY
2.340%
Term
$245,000 +
Rate
2.410%
APY
2.440%
Minimum Opening Deposit and Minimum Balance to Earn Interest = $1,000