Rates effective as of August 16, 2023
APY = Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change.
| Term | Rate | APY |
|---|---|---|
Term 3 Months | Rate 3.660% | APY 3.730% |
Term 6 Months | Rate 3.760% | APY 3.830% |
Term 9 Months | Rate 3.860% | APY 3.940% |
Term 12 Months | Rate 4.760% | APY 4.870% |
Term 18 Months | Rate 4.310% | APY 4.400% |
Term 2 Years | Rate 4.410% | APY 4.510% |
Term 3 Years | Rate 4.060% | APY 4.140% |
Term 4 Years | Rate 4.010% | APY 4.090% |
Term 5 Years | Rate 3.960% | APY 4.040% |
| Account | Minimum Opening Deposit | Minimum Balance to Earn Interest | Rate | APY |
|---|---|---|---|---|
Account Republic Plus Checking | Minimum Opening Deposit $1,000 | Minimum Balance to Earn Interest $1,000 | Rate 0.500% | APY 0.50% |
Account Republic Premier Checking | Minimum Opening Deposit $5,000 | Minimum Balance to Earn Interest $1,000 | Rate 0.500% | APY 0.50% |
Account Republic Basic Savings | Minimum Opening Deposit $100 | Minimum Balance to Earn Interest $100 | Rate 0.510% | APY 0.51% |
| Tier | Minimum Opening Deposit | Minimum Balance to Earn Interest | Rate | APY |
|---|---|---|---|---|
Tier $1,000 - $9,999.99 | Minimum Opening Deposit $1,000 | Minimum Balance to Earn Interest $1,000 | Rate 2.010% | APY 2.030% |
Tier $10,000 - $49,999.99 | Minimum Opening Deposit $10,000 | Minimum Balance to Earn Interest $10,000 | Rate 2.060% | APY 2.080% |
Tier $50,000 - $99,999.99 | Minimum Opening Deposit $50,000 | Minimum Balance to Earn Interest $50,000 | Rate 2.110% | APY 2.130% |
Tier $100,000 - $244,999.99 | Minimum Opening Deposit $100,000 | Minimum Balance to Earn Interest $100,000 | Rate 2.210% | APY 2.230% |
Tier $245,000+ | Minimum Opening Deposit $245,000 | Minimum Balance to Earn Interest $245,000 | Rate 2.310% | APY 2.340% |
| Term | Rate | APY |
|---|---|---|
Term 3 Months | Rate 3.710% | APY 3.780% |
Term 6 Months | Rate 3.810% | APY 3.880% |
Term 9 Months | Rate 3.910% | APY 3.990% |
Term 12 Months — Our Most Popular! | Rate
4.810% | APY 4.930% |
Term 18 Months | Rate 4.360% | APY 4.460% |
Term 2 Years | Rate 4.460% | APY 4.560% |
| Account | Minimum Opening Deposit | Minimum Balance to Earn Interest | Rate | APY |
|---|---|---|---|---|
Account Small Business Checking Plus | Minimum Opening Deposit $100 | Minimum Balance to Earn Interest $1,000 | Rate 0.500% | APY 0.50% |
Account Premier Business Checking Earnings Credit | Minimum Opening Deposit $100 | Minimum Balance to Earn Interest no | Rate 0.500% | APY 0.50% |
Account Not-for-Profit Checking Earnings Credit | Minimum Opening Deposit $100 | Minimum Balance to Earn Interest no | Rate 0.750% | APY 0.75% |
Account Business Savings | Minimum Opening Deposit $100 | Minimum Balance to Earn Interest $100 | Rate 0.510% | APY 0.51% |
| Tier | Minimum Opening Deposit | Minimum Balance to Earn Interest | Rate | APY |
|---|---|---|---|---|
Tier $1,000 - $9,999.99 | Minimum Opening Deposit $1,000 | Minimum Balance to Earn Interest $1,000 | Rate 2.010% | APY 2.030% |
Tier $10,000 - $49,999.99 | Minimum Opening Deposit $10,000 | Minimum Balance to Earn Interest $10,000 | Rate 2.060% | APY 2.080% |
Tier $50,000 - $99,999.99 | Minimum Opening Deposit $50,000 | Minimum Balance to Earn Interest $50,000 | Rate 2.110% | APY 2.130% |
Tier $100,000 - $244,999.99 | Minimum Opening Deposit $100,000 | Minimum Balance to Earn Interest $100,000 | Rate 2.210% | APY 2.230% |
Tier $245,000+ | Minimum Opening Deposit $245,000 | Minimum Balance to Earn Interest $245,000 | Rate 2.310% | APY 2.340% |
| Term | Rate | APY |
|---|---|---|
Term $1,000 - $9,999.99 | Rate 2.010% | APY 2.030% |
Term $10,000 - $49,999.99 | Rate 2.160% | APY 2.180% |
Term $50,000 - $99,999.99 | Rate 2.210% | APY 2.230% |
Term $100,000 - $249,999.99 | Rate 2.310% | APY 2.340% |
Term $245,000 + | Rate 2.410% | APY 2.440% |
