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Assistance for Small Businesses

Just like you, we’re concerned about the COVID-19 pandemic, and we are here to support our customers and communities during this rapidly evolving situation. As this is an extremely difficult time for our small business customers, we want to let you know what’s available to you and what we’re doing to assist you through this crisis.

Available Now: SBA’s Economic Injury Disaster Loans

Arizona has been approved to issue SBA’s Economic Injury Disaster Loans or (EIDLs). These loans are limited to providing working capital that is unavailable from other sources, as determined by the U.S. Small Business Administration. EIDLs are available to eligible business to continue operations until the effects of the declared disaster have passed.

The purpose of these loans is to provide working capital and vital economic support to small businesses to help overcome the temporary loss of revenue associated with the COVID-19 pandemic.

According to the terms of the program, the business must apply directly to the SBA. Republic Bank of Arizona cannot apply on your behalf. 

The loan application deadline is December 21, 2020. Completed applications should to be submitted to:

U.S. Small Business Administration

Processing and Disbursement Center

14925 Kingsport Road

Fort Worth, TX  76155

Here are links to download additional information:

Here are links to additional forms and applications to initiate a request:. 

SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response. For additional information, please contact the SBA disaster assistance customer service center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail [email protected] Visit for more information.

Paycheck Protection Program Loans 

The CARES Act (Coronavirus Aid, Relief, and Economic Security Act) Paycheck Protection Program loans are SBA 7(a) loans with modified terms and qualification criteria.

The purpose of the Paycheck Protection Program is to retain workers and maintain payroll, mortgage, lease and utility payments. The retention of the workforce is a key factor in evaluating these applications.

We encourage you to continue to stay informed as things are changing very quickly with regard to relief for small businesses. Hopefully this guide from the U.S. Chamber of Commerce provide additional information about the upcoming CARES Act Loans.

What We’re Doing to Support Small Businesses

As we strive to support our clients through these potentially troubled economic times, we want to assist you with some available tools and options we can discuss with you.

RBAZ clients with existing loans who are experiencing lower revenues as a result any of COVID-19 circumstances listed below may benefit from either a payment deferral or interest-only payments for a period of time:

  • Closing doors entirely, (entertainment venues, some hotels, some restaurants)
  • Adjusting to less foot traffic (car washes, retail stores)
  • Reinventing the way they do business (restaurants)

Please contact your banker to discuss your individual situation, and we will make every effort to assist you.  

Made in Arizona

Call us biased, but we believe locally-owned businesses work better. Because when you live next door to your customers, you try harder.

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