Rates

Rates effective April 16, 2018

APY = Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change.

Member FDIC



Certificates of Deposit

TermMinimum Opening DepositRateAPYJUMBO Minimum Balance to Open and Earn InterestJUMBO RateJUMBO APY
3 Month$1,0000.349%0.35%$100,0000.349%0.35%
6 Month$1,0000.797%0.80%$100,0000.797%0.80%
9 Month$1,0000.797%0.80%$100,0000.797%0.80%
12 Month$1,0001.588%1.60%$100,0001.588%1.60%
18 Month$1,0001.687%1.70%$100,0001.687%1.70%
2 Year $1,0001.785%1.80%$100,0001.785%1.80%
3 Year$1,0001.982%2.00%$100,0001.982%2.00%
4 Year$1,0002.031%2.05%$100,0002.031%2.05%
5 Year$1,0002.129%2.15%$100,0002.129%2.15%

Consumer Checking & Savings

ProductMinimum Opening DepositMinimum Balance to Earn InterestRateAPY
Republic Plus Checking$1,000$1,0000.250%0.25%
Republic Premier Checking$5,000$1,0000.300%0.30%
Republic Basic Savings$100$1000.300%0.30%
Personal Money Market

$1,000.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $244,999.99
$245,000.00+


$1,000
$10,000
$50,000
$100,000
$245,000

$1,000
$10,000
$50,000
$100,000
$245,000

0.250%
0.598%
0.598%
0.995%
1.094%

0.25%
0.60%
0.60%
1.00%
1.10%
  • The interest rate and annual percentage yield may change after account opening.
  • Daily Balance is the amount of the principal in the account each day.

Business Checking & Savings

ProductMinimum Opening DepositMinimum Balance to Earn InterestRateAPY
Small Business Checking Plus$100$1,0000.250%0.25%
Premier Business Checking Earnings CreditN/AN/A0.747%0.75%
Business Savings$100$1000.300%0.30%
Business Money Market

$1,000.00 - $9,999.99
$10,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $244,999.99
$245,000.00+


$1,000
$10,000
$50,000
$100,000
$245,000

$1,000
$10,000
$50,000
$100,000
$245,000

0.250%
0.598%
0.598%
0.995%
1.094%

0.25%
0.60%
0.60%
1.00%
1.10%
  • The interest rate and annual percentage yield may change after account opening.
  • Daily Balance is the amount of the principal in the account each day.
  • Fees could reduce earnings on the account. Interest Rates and Annual Percentage Yields are current as of the date referenced above. For current rate information, please call 602-277-2500.

Individual Retirement Accounts

TermMinimum Opening DepositRateAPYJUMBO Minimum Balance to Open and Earn InterestJUMBO RateJUMBO APY
3 Month IRA$1,0000.399%0.40%$100,0000.399%0.40%
6 Month IRA$1,000.797%0.80%$100,0000.797%0.80%
9 Month IRA$1,0000.847%0.85%$100,0000.847%0.85%
12 Month IRA

Our most popular!

$1,0001.588%1.60%$100,0001.588%1.60%
18 Month IRA$1,0001.687%1.70%$100,0001.687%1.70%
2 Year IRA$1,0001.785%1.80%$100,0001.785%1.80%

A penalty may be imposed for early withdrawal(s). Interest is earned on a daily basis and credited to the account each month.