SBA Loans

Summary

STATISTICS SHOW THAT 90% OF ALL BUSINESSES ARE ELIGIBLE FOR SBA FINANCING

A business needs access to available capital to grow and be competitive. When your business needs financing for new equipment, working capital or to purchase a commercial building, work with a local, Arizona business bank that can turn around an SBA loan to meet your schedule – RepublicBankAz.

This is the time to take advantage of historically low interest rates. To streamline the application and closing process we have formed a business partnership with industry leader, SBA Complete, Inc.

SBA 7(a) Loans

The U.S. Small Business Administration 7(a) Loan is the most popular SBA program. Funding can be made available up to a maximum of $5 million. Generally, SBA loans have more favorable terms, longer payment schedules and lower down payment requirements than conventional business loans.

Specific Uses of Funds:

Terms up to 10 years for working capital and 25 years for fixed assets and real estate.

  • Expansion or renovation of an existing building*
  • Construction of a new facility*
  • Purchase land, buildings, equipment, inventory and fixtures
  • Leasehold improvements
  • Working capital for a growing business
  • Eliminate high-interest payments by refinancing qualified business debt

*Owner occupied only.

We can offer you a no-cost, no-obligation SBA loan evaluation.

Simply give us a call at 602.277.2500 to get started.

SBA 504 Loans

SBA 504 loans are designed to provide long-term, below market, fixed rate financing for major fixed assets, like machinery and equipment, and purchase of commercial real estate.

Enhanced Cash Flow & Lower Down Payment:

With financing available for up to 90% of the project cost, SBA 504 loans offer an affordable down payment, enabling the borrower to conserve working capital and retain liquidity to meet operating needs.

Predictable Monthly Payments:

SBA 504 financing allows small business owners to fix their business occupancy costs with an attractive, 20-year, fixed interest rate to retain liquidity and meet operating needs.

Tailored to Meet Small Business Owner Needs:

An entrepreneur can purchase and hold title to a building personally, in the name of the business or even set up a holding company for the real estate. In most cases, providing you the flexibility to maximize tax benefits of ownership and minimize liability in the manner best suited for the entrepreneur and the company.

We can offer you a no-cost, no-obligation SBA loan evaluation.

Simply give us a call at 602.277.2500 to get started.


All Loans Subject to Credit Approval.