Questions? Please call 602-277-2500
|FACTS||WHAT DOES REPUBLIC BANK OF ARIZONA DO WITH YOUR PERSONAL INFORMATION|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Republic Bank of Arizona chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does Republic Bank of Arizona share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||No||We Don’t Share|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes – information about your creditworthiness||No||We Don’t Share|
|For affiliates to market to you||No||We Don’t Share|
|For nonaffiliates to market to you||No||We Don't Share|
|What We Do|
|How does Republic Bank of Arizona protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.|
|How does Republic Bank of Arizona collect my personal information?||We collect your personal information, for example, when you
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
REG E BILLING RESOLUTION POLICY
If you think your statement is wrong, or if you need more information about a transaction on your statement, you must notify us in writing at 645 E. Missouri Ave., Ste. 108, Phoenix, AZ 85012 as soon as possible, but no later than 60 days after the error appeared on your statement. You may call us, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question.
In your letter, please provide the following information: Your name, account number, date and dollar amount of the suspected error, description of the error, and explanation of why you believe there is an error.
While we investigate whether or not there has been an error, please note the following:
- We cannot try to collect the amount in question, or report you as delinquent on that amount.
- The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But if we determine we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount.
- While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
- We can apply any unpaid amount against your credit limit.
CHILDREN’S ON-LINE PRIVACY STATEMENT
Children under 13 should not send any information about themselves to the Bank, including information like your name, address, or email address. The Bank does not knowingly collect personally identifying information from children under the age of 13. In the event that the Bank learns that such information has been received from a child under 13 without parental consent, the information will be deleted from the Bank’s database as soon as reasonably possible.
USA Patriot Act:
Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying information.
WebSite Terms and Conditions:
Any individual, organization or public entity that uses the republicbankaz.com Web site (the “Web site”) does so subject to the following terms and conditions.
Use of WebSite. This Website provides information about financial products and services available from or through Republic Bank of Arizona (“RBAZ”, “we” or “us”). The information on this Web site is not intended as an offer or solicitation for the purchase of RBAZ stock or any other security.
We may make changes to the products or services shown on this site at any time. Our products and services are offered only in jurisdictions where they may be lawfully offered.
No Personal Advice. This Website contains general information about financial or tax topics, and in some places, we provide tools or calculators to help you see how different products may affect your finances. Since we can’t know all of your personal circumstances in an online session, nothing on this Website is intended to provide personal financial, tax or legal advice. You must consult with your own financial, tax, insurance and legal advisors. We do not create a fiduciary relationship with you through your use of this site.
Links to Third Party Sites or Products. This Website may provide links to Web sites controlled by third parties who are not RBAZ affiliates or subsidiaries. If we create such a link, we will let you know when you are leaving our Web site. We disclaim liability for any information, materials, products or services offered at any of the third party sites linked to this Web site. The availability of a link to another party’s Website is provided as a convenience, but it does not constitute an endorsement or sponsorship of any third party or their products, and does not create an affiliation or partnership between RBAZ and any third party. You should also be aware that third parties have different privacy policies than RBAZ, and those third parties may treat your personal information differently than we do, and may have different information security practices.
No Warranty. We try to ensure that the information on this site is accurate and up-to-date. However, WE DO NOT WARRANT INFORMATION APPEARING ON THIS SITE OR SERVICES PROVIDED THROUGH THIS SITE FOR COMPLETENESS, TIMELINESS OR ACCURACY. ALL CONTENT IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ANY IMPLIED WARRANTY, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
Limitation of Liability. RBAZ WILL NOT BE LIABLE FOR ANY DAMAGES IF THIS WEB SITE IS UNAVAILABLE FOR ANY REASON, OR IF YOUR COMPUTER OR ANY PROGRAM YOU USE IS INFECTED BY A VIRUS OR OTHER MALICIOUS PROGRAM. IN NO EVENT WILL RBAZ BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, OR ANY DAMAGES FOR LOSS OF USE, LOST DATA OR LOST PROFITS ARISING OUT OF OR RELATING TO THE USE OF THIS WEB SITE OR THE COPYING, DISPLAY OR USE OF INFORMATION ACCESSED THROUGH THIS SITE, WHETHER OR NOT RBAZ WAS ADVISED OF OR AWARE OF THE POSSIBILITY OF SUCH DAMAGES. THIS DISCLAIMER OF LIABILITY IS EFFECTIVE WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER THEORY.
Unauthorized Use. Unauthorized use of our Web site and computer systems, including but not limited to unauthorized entry into our computer systems, misuse of passwords, or misuse of any information posted to this site, is strictly prohibited. Any attempted unlawful use may subject you to liability for damages or criminal prosecution.
Other Service Agreements. If you are an RBAZ customer and access your account information or conduct transactions through this site, the terms and conditions of the particular service supplement these Web site terms and conditions. If these Web site terms and conditions conflict with the agreement or disclosures governing the particular service you receive from us, the terms, conditions and disclosures governing that particular service will control.
Jurisdiction; Entire Agreement. These Web site terms and conditions will be governed by and interpreted under the laws of the State of Arizona, USA, and other applicable federal laws. If any part of these terms and conditions is unenforceable, that part will be considered severable, and will not affect the validity of any remaining provisions.
Updates. We reserve the right to revise these Terms and Conditions at any time by updating this agreement online. Revisions will be effective as of the time the revised agreement is posted online. We are not required to notify you of changes to these Terms and Conditions before they become effective.
Copyright and Service Mark / Trademark. The content of this Website, including but not limited to the text and images and their arrangement, are copyright © 2018 by RBAZ. All rights reserved.
You may not copy the material on this site, upload, post, publish, transmit or distribute it in any way (whether electronically or otherwise) or create other works based on it, including but not limited to use as metatags on other pages or sites on the World Wide Web without RBAZ’s prior written consent. Copies made incidentally in the ordinary course of your use of this Web site (such as in cache memory) and a reasonable number of printed copies for your own personal or internal business use are permitted, provided you do not delete or change any copyright, trademark or other notices. Title to and all intellectual property rights in the material on this site remain in RBAZ and its licensees.
The trademarks, logos and service marks (the “Marks”) displayed on the Web site are the property of RBAZ and other parties.
Download a copy of our Mobile Banking Terms and Conditions