Breaking Through the Noise with the Real Story
With all the doomsayers monopolizing the media warning of inflation, continued Fed rate increases, and current/impending recession -- which they insist will result in credit deterioration, banks tightening credit underwriting standards and a “credit crunch” -- a false impression is being cast over the entire industry. Yes, we have seen some very large banks fail within the last few months for a variety of factors both internal and external.Read More
Invisible Banking? Not on My Watch!
I was reading yet another article on the top trends in the banking and financial services industry, to see if there were any salient points to incorporate into our future strategies. Leading the list was accelerating focus on digital transformation and the adoption of emerging technologies. While I certainly do not disagree -- I believe the inherent benefits are in the improvement and expansion of the client experience, as well as staff efficiencies.Read More
Inflation and Rising Rates: What Borrowers Need to Know
As you have read or heard on the news, the Federal Reserve has raised interest rates by 75 basis points so far this year, and are indicating there will be many more incremental increases to follow. With that in mind, here's an overview of what you need to know as a borrower.Read More