Rates

Rates effective November 11, 2015

APY = Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change.

Member FDIC



Certificates of Deposit

TermMinimum Opening DepositRateAPYJUMBO Minimum Balance to Open and Earn InterestJUMBO RateJUMBO APY
3 Month$1,0000.349%0.35%$100,0000.399%0.40%
6 Month$1,0000.449%0.45%$100,0000.499%0.50%
9 Month$1,0000.648%0.65%$100,0000.698%0.70%
12 Month$1,0000.847%0.85%$100,0000.896%0.90%
18 Month$1,0000.995%1.00%$100,0001.045%1.05%
2 Year $1,0001.144%1.15%$100,0001.193%1.20%
3 Year$1,0001.243%1.25%$100,0001.292%1.30%
4 Year$1,0001.490%1.50%$100,0001.539%1.55%
5 Year$1,0001.736%1.75%$100,0001.785%1.80%

Consumer Checking & Savings

ProductMinimum Opening DepositMinimum Balance to Earn InterestRateAPY
Republic Plus Checking$1,000$1,0000.250%0.25%
Republic Premier Checking$5,000$1,0000.300%0.30%
Republic Basic Savings$100$1000.300%0.30%
Personal Money Market

$1,000.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $244,999.99
$245,000.00+


$1,000
$10,000
$25,000
$50,000
$100,000
$245,000

$1,000
$10,000
$25,000
$50,000
$100,000
$245,000

0.149%
0.399%
0.399%
0.399%
0.549%
0.797%

0.15%
0.40%
0.40%
0.40%
0.55%
0.80%
  • The interest rate and annual percentage yield may change after account opening.
  • Daily Balance is the amount of the principal in the account each day.

Business Checking & Savings

ProductMinimum Opening DepositMinimum Balance to Earn InterestRateAPY
Small Business Checking Plus$100$1,0000.250%0.25%
Premier Business Checking Earnings CreditN/AN/A0.300%0.30%
Business Savings$100$1000.300%0.30%
Business Money Market

$1,000.00 - $9,999.99
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $244,999.99
$245,000.00+


$1,000
$10,000
$25,000
$50,000
$100,000
$245,000

$1,000
$10,000
$25,000
$50,000
$100,000
$245,000

0.149%
0.399%
0.399%
0.399%
0.549%
0.797%

0.15%
0.40%
0.40%
0.40%
0.55%
0.80%
  • The interest rate and annual percentage yield may change after account opening.
  • Daily Balance is the amount of the principal in the account each day.
  • Fees could reduce earnings on the account. Interest Rates and Annual Percentage Yields are current as of the date referenced above. For current rate information, please call 602-277-2500.

Individual Retirement Accounts

TermMinimum Opening DepositRateAPYJUMBO Minimum Balance to Open and Earn InterestJUMBO RateJUMBO APY
3 Month IRA$1,0000.399%0.40%$100,0000.449%0.45%
6 Month IRA$1,0000.499%0.50%$100,0000.549%0.55%
9 Month IRA$1,0000.698%0.70%$100,0000.747%0.75%
12 Month IRA

Our most popular!

$1,0000.896%0.90%$100,0000.946%0.95%
18 Month IRA$1,0001.045%1.05%$100,0001.094%1.10%
2 Year IRA$1,0001.193%1.20%$100,0001.243%1.25%

A penalty may be imposed for early withdrawal(s). Interest is earned on a daily basis and credited to the account each month.