Personal Banking Rates
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Certificates of Deposit
Certificates of Deposit |
Minimum Opening Deposit |
Rate |
Annual % Yield |
JUMBO Minimum Balance to Open and Earn Interest |
JUMBO Rate |
JUMBO Annual % Yield |
3 Month CD |
1,000 | .349 | .35 | 100,000 | .399 | .40 |
6 Month CD |
1,000 | .449 | .45 | 100,000 | .499 | .50 |
9 Month CD |
1,000 | .499 | .50 | 100,000 | .549 | .55 |
12 Month CD |
1,000 | .648 | .65 | 100,000 | .698 | .70 |
18 Month CD |
1,000 | .698 | .70 | 100,000 | .747 | .75 |
¹ 2 Year Bump Up CD |
25,000 | .995 | 1.00 | 100,000 | 1.094 | 1.10 |
² 3 Year Bump Up CD |
25,000 | 1.243 | 1.25 | 100,000 | 1.342 | 1.35 |
² 4 Year Bump Up CD |
25,000 | 1.490 | 1.50 | 100,000 | 1.588 | 1.60 |
² 5 Year Bump Up CD |
25,000 | 1.736 | 1.75 | 100,000 | 1.834 | 1.85 |
Individual Retirement Accounts |
Minimum Opening Deposit |
Rate |
Annual % Yield |
JUMBO Minimum Balance to Open and Earn Interest |
JUMBO Rate |
JUMBO Annual % Yield |
3 Month IRA CD |
1,000 | .399 | .40 | 100,000 | .449 | .45 |
6 Month IRA CD |
1,000 | .499 | .50 | 100,000 | .549 | .55 |
9 Month IRA CD |
1,000 | .549 | .55 | 100,000 | .598 | .60 |
12 Month IRA CD |
1,000 | .698 | .70 | 100,000 | .747 | .75 |
18 Month IRA CD |
1,000 | .747 | .75 | 100,000 | .797 | .80 |
² Allows a one time rate bump up based on the advertised rate at the time of the request for the same term, without extending existing term. Minimum $2,000 Maximum $10,000 deposits allowed during the term, once every six (6) months. Interest will be credited to the account every six (6) months.
¹ One time withdraw up to $10,000 during the term without penalty. Principal can not drop below minimum required balance at any time during the term. Any withdraw there after may impose a six (6) month early withdrawal penalty.
² Two withdrawals up to $10,000 each allowed during the term without penalty. Withdrawals must be separate and six (6) months apart. Principal can not drop below minimum required balance at any time during the term. Any withdraw there after may impose a six (6) month early withdrawal penalty.
- A penalty may be imposed for early withdrawal.
- Interest is earned on a daily basis and credited to the account each month
CDARS Program available for deposits over the FDIC Insurance limit. Rates for this program are not stated above and will be negotiated with the finance office at the bank.
MEMBER FDIC