FDIC Insurance

 

Basic FDIC Deposit Insurance Coverage Limits*
Single Accounts (owned by one person)   $250,000 per owner
Joint Accounts (two or more persons)   $250,000 per co-owner
IRAs and certain other retirement accounts   $250,000 per owner
Trust Accounts   $250,000 per owner per beneficiary subject to specific limitations and requirements
Corporation, Partnership and Unincorporated Association Accounts   $250,000 per corporation, partnership or unincorporated association
Employee Benefit Plan Accounts   $250,000 for the non-contingent, ascertainable interest of each participant
Government Accounts   $250,000 per official custodian
Non-interest Bearing Transaction Accounts   Unlimited coverage – only at participating FDIC-insured banks and savings associations

*FDIC - coverage of $250,000 is good through 12/31/2013.

Please call us at 602-277-2500 if you have questions about FDIC coverage limits and requirements.
You may also want to visit www.myFDICinsurance.gov or call toll- free 1-877-ASK-FDIC.